How do You Determine Your Chapter 13 Plan?

In Chapter 13, the debtor makes consistent monthly repayments to the trustee pursuant to an agreed upon plan that is ultimately confirmed by the Court. But how is this plan calculated? There are nuances within a Chapter 13 plan that will vary by district (for example,...

What Happens at Mediation?

At some point in your personal injury case, you might be asked if you want to participate in mediation. Mediation is not to be confused with a deposition (where you are sworn in under oath and asked questions by opposing counsel) or an arbitration (where a binding...

Can you keep your tax refund in Chapter 13 bankruptcy?

One of the most popular questions I get from my Chapter 13 bankruptcy clients is "Can I keep my tax refund or will the trustee take it?" The answer is maybe. While bankruptcy is a federal law, there are always elements of your local court rules that are incorporated...

What does it cost to file bankruptcy?

What does it cost to file bankruptcy?

Filing bankruptcy costs money. Setting aside what you will pay in attorney fees, you will have other costs, even if you file pro se (without counsel). To file Chapter 7 or Chapter 13 bankruptcy, you have to take a pre-filing credit counseling course before filing the...