What should you consider when buying auto insurance in Georgia?
Occasionally I get asked by clients and friends “how much auto insurance should I buy?” The natural tendency is to get close to the lowest premium that you can find and only buy that much coverage. The state minimum in Georgia is $25,000 per person in liability...
What are the types of damages you can collect on in a Georgia personal injury case?
There are two main types of damages you can recover from in your Georgia personal injury claim. They are economic and non-economic damages. Economic damages- otherwise known as special damages- are essentially damages you can put a dollar figure on. These are...
How Can You Get Money During Your Personal Injury Case Before Settling Your Claim?
Almost immediately after being involved in an auto accident that is not your fault you immediately start to see your finances impacted. If you go to the emergency room or urgent care on the date of the wreck, you immediately incur costs in the form of a co-pay, even...
When should you settle your auto accident claim with the insurance company?
When are you getting a good enough offer from the insurance company to settle your personal injury claim? There certainly is no bright line answer to this question. The first analysis to undertake is whether your claim can be settled without filing a lawsuit....
Can you withdraw money from your 401k before or during your bankruptcy?
There are certain things a debtor should not do before filing bankruptcy. I will occasionally have a bankruptcy client ask me if she should withdraw money from her 401k before filing bankruptcy. I also have received questions about whether it is ok to take out of a...
Can you collect for your auto accident injuries even if you are partially at fault?
It is hard enough getting full value for your auto accident claims from insurance companies when everyone agrees that you were blameless for your injuries. It gets even harder when you are partially at fault for the accident (or perhaps not in any way at fault, but...
Should You Not File Bankruptcy While You Have a Personal Injury Claim Pending?
When you file bankruptcy, you must list all of your assets and all of your liabilities. Even though you might have certain assets that are virtually worthless, you must list them. Even though you might have certain debts that you cannot even discharge (certain student...
How do You Determine Your Chapter 13 Plan?
In Chapter 13, the debtor makes consistent monthly repayments to the trustee pursuant to an agreed upon plan that is ultimately confirmed by the Court. But how is this plan calculated? There are nuances within a Chapter 13 plan that will vary by district (for example,...
What Happens at Mediation in a Personal Injury Case?
At some point in your personal injury case, you might be asked if you want to participate in mediation. Mediation is not to be confused with a deposition (where you are sworn in under oath and asked questions by opposing counsel) or an arbitration (where a binding...
Can you keep your tax refund in Chapter 13 bankruptcy?
One of the most popular questions I get from my Chapter 13 bankruptcy clients is "Can I keep my tax refund or will the trustee take it?" The answer is maybe. While bankruptcy is a federal law, there are always elements of your local court rules that are incorporated...
What is Medical Payments Coverage on my Auto Policy?
Medical payments coverage (aka “med pay”) on your auto insurance is essentially health insurance for a car wreck. It provides treatment for “reasonable and necessary” medical costs stemming from a car accident. Any med pay coverage you purchase is primary to your...
Do I Need to Reimburse My Health Insurance Provider Out of My Personal Injury Settlement?
One of the elements of damages in a Georgia car wreck personal injury case is "special damages." Special damages is the specific amount of costs incurred or to be incurred as a result of the at fault party's negligence. The damages are more specifically the past and...
What Does it Mean to Get Policy Limits on a Personal Injury Case?
To have a large value Atlanta car wreck personal injury case, you almost certainly need a combination of lots of damages and plenty of insurance coverage. While the availability of insurance coverage to pay a verdict is generally not admissible at trial in Georgia,...
What will happen at my deposition in my personal injury case?
Once you file suit in your Georgia auto wreck case, you are almost certainly going to be deposed as part of the discovery process. How do you prepare for your deposition with your Cumming personal injury attorney and what will happen at your deposition? Most likely...
Can I get medical treatment after a car wreck if I have no health insurance?
The sad reality is that not everyone in the State of Georgia has health insurance. While this is certainly a problem in general, it specifically can be an issue when you have been injured in a car wreck. You absolutely can get medical treatment after a car wreck when...
