Reaffirmation requires signing a document: Why your Statement of Intention is not binding

Peter Bricks

Nov 20, 20132 min read

Reaffirmation requires signing a document: Why your Statement of Intention is not binding

by Peter Bricks One of the most important decisions to make in your Chapter 7 bankruptcy is whether to reaffirm a secured debt, like a...

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When am I going to receive my Chapter 7 discharge?

Peter Bricks

Aug 7, 20132 min read

When am I going to receive my Chapter 7 discharge?

The primary reason one files bankruptcy is to receive a discharge of debts. While some debts cannot be discharged, and others the debtor...

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Your Statement of Intention is Not a Reaffirmation Agreement

Peter Bricks

Jul 8, 20132 min read

Your Statement of Intention is Not a Reaffirmation Agreement

Part of the required documents for a Chapter 7 debtor to complete as part of a bankruptcy filing is the Statement of Intention. In the...

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Peter Bricks

May 6, 20133 min read

Can Financial Stress Make You Ill?

This is the first in a series of joint articles by Adam Schachter (Houston Bankruptcy Lawyer) and David Bueno Martin (Counselor in...

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Cancel a Reaffirmation Agreement: Can You Change Your Mind After Signing the Papers?

Peter Bricks

Jan 30, 20132 min read

Cancel a Reaffirmation Agreement: Can You Change Your Mind After Signing the Papers?

By Peter Bricks The majority of Chapter 7 debtors have secured debt in the form of either a car loan or a home mortgage. As such, they...

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Will Filing Bankruptcy Always Stop the Sale of Your Home?

Peter Bricks

Dec 16, 20122 min read

Will Filing Bankruptcy Always Stop the Sale of Your Home?

As a Woodstock, Georgia bankruptcy attorney, I’ve seen several instances where a debtor either filed bankruptcy and still immediately...

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Student Loan Debts in Chapter 13: Are you allowed to pay them?

Peter Bricks

Nov 8, 20122 min read

Student Loan Debts in Chapter 13: Are you allowed to pay them?

By Peter Bricks In recent years, there has been a big emphasis on the amount of student loan debt we have as a nation. In 2012, student...

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Debts That Aren’t Dischargeable in Bankruptcy

Peter Bricks

May 8, 20122 min read

Debts That Aren’t Dischargeable in Bankruptcy

An Atlanta Area Attorney Discusses Debt Discharges In Bankruptcy Many of my clients come to my office in Atlanta or Jonesboro seeking...

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Peter Bricks

May 8, 20122 min read

Establishing a Special Needs Trust

A Jonesboro, GA Estate Planning Attorney Discusses Establishing A Special Needs Trust As an Atlanta area estate planning attorney, it’s...

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Married couples and Severing Bankruptcy Cases

Peter Bricks

Apr 24, 20122 min read

Married couples and Severing Bankruptcy Cases

In many cases married debtors choose to file for bankruptcy together. There are many advantages to filing together. Many married...

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Your Rights Under the Fair Debt Collection Practices Act

Peter Bricks

Apr 20, 20122 min read

Your Rights Under the Fair Debt Collection Practices Act

As a bankruptcy attorney in Cumming and Jonesboro, GA, my clients often come to me with horror stories of various humiliations that...

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Double Bankruptcies: Declaring Bankruptcy Twice

Peter Bricks

Apr 20, 20122 min read

Double Bankruptcies: Declaring Bankruptcy Twice

While many Georgia residents are trying to avoid their first Chapter 7 or Chapter 13 bankruptcy for various personal reasons, some are...

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Chapter 7 is Not the Mulligan Chapter: Why You Can’t Always Dismiss Your Bankruptcy Case

Peter Bricks

Apr 5, 20122 min read

Chapter 7 is Not the Mulligan Chapter: Why You Can’t Always Dismiss Your Bankruptcy Case

This article was written by Peter Bricks, a Cumming Georgia bankruptcy attorney Everyone wants a do over in life sometimes. In Chapter 7...

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1099 cancellation of debt consequences and bankruptcy: Do you now owe taxes on all that debt you dis

Peter Bricks

Feb 3, 20122 min read

1099 cancellation of debt consequences and bankruptcy: Do you now owe taxes on all that debt you dis

Many debtors who filed bankruptcy and received a discharge also receive a 1099 cancellation of debt from creditors whose debt they...

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Can I still be held liable if I did not reaffirm my debt?

Peter Bricks

Jan 12, 20122 min read

Can I still be held liable if I did not reaffirm my debt?

I recently was approached by a former client who wanted to know how to deal with her former car financing company who was suing her for a...

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How to Prepare For Your 341 Creditor Meeting

Peter Bricks

Jan 10, 20123 min read

How to Prepare For Your 341 Creditor Meeting

This article provides practical advice that can help debtors prepare for a 341 creditor meeting that is part of the bankruptcy process....

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So my lender still has its lien even though I did not reaffirm my mortgage?

Peter Bricks

Dec 19, 20112 min read

So my lender still has its lien even though I did not reaffirm my mortgage?

When a Chapter 7 debtor does not reaffirm its mortgage in the bankruptcy (and usually you probably do not want to reaffirm real estate),...

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Modifying a Chapter 13 Plan Payment: Can It Be Done After Confirmation?

Peter Bricks

Nov 15, 20112 min read

Modifying a Chapter 13 Plan Payment: Can It Be Done After Confirmation?

Surprises in life are bound to happen, particularly over any 36-60 month period. That is why debtors are not always completely bound by...

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How Does Life Insurance Help Me in Bankruptcy?

Peter Bricks

Oct 5, 20113 min read

How Does Life Insurance Help Me in Bankruptcy?

Life insurance can play an important role in bankruptcy, just as it can in life. Outside of bankruptcy, life insurance is a vital means...

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Facing Foreclosure After Chapter 7 Discharge: Check Your Case Docket First

Peter Bricks

Oct 4, 20112 min read

Facing Foreclosure After Chapter 7 Discharge: Check Your Case Docket First

I recently encountered two debtors with a similar problem, but with one crucial distinction. Both people had filed Chapter 7 bankruptcy...

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